Technically I don't know if it is correct to call Tammy a 'MILF' in that I don't know if she has any kids. And judging by the shape of her firm tits and sexy hips, I would guess that she doesn't. But she is in that late-20's/early-30's age group where a girl becomes a woman. And a HOT woman she is as she shows while nude in sexy thigh-high tan nylons. See more of hot MILF Tammy at Art-Lingerie.